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Pitt County Government

Floodplain Management

Floodplain management is the operation of an overall program of corrective and preventative measures for reducing flood damage, including but not limited to, emergency preparedness plans, flood control works, and floodplain management regulations. Examples include mapping communities to identify flood prone areas, elevating buildings above the base flood and relocating structures out of the floodplain.

Community Assistance

The Pitt County Planning Department assists several communities in Pitt County with the enforcement of floodplain regulations. The communities we assist are:

  • Town of Ayden
  • Town of Grifton
  • Town of Winterville
  • Town of Grimesland
  • Town of Bethel
  • Village of Simpson
  • Town of Falkland
  • Town of Fountain

If you live in one of these communities and need assistance, please contact the Pitt County Planning Department at (252) 902-3250.

Flood Insurance

The External Link National Flood Insurance Program (NFIP) is a federal program enabling property owners in participating communities to purchase insurance as a protection against flood losses in exchange for State and community floodplain management regulations that reduce future flood damages. Participation in the NFIP is based on an agreement between communities and the Federal Government. If a community adopts and enforces a floodplain management ordinance to reduce future flood risk to new construction in floodplains, the Federal Government will make flood insurance available within the community as a financial protection against flood losses. This insurance is designed to provide an insurance alternative to disaster assistance to reduce the escalating costs of repairing damage to buildings and their contents caused by floods.

Pitt County has been participating in the NFIP since 1983. The Pitt County Flood Damage Prevention Ordinance was adopted by the County Commissioners on August 18, 1980 and is administered by the Pitt County Planning Department. Through the use of this ordinance, Pitt County strives to:

  • Protect human life and health,
  • Minimize expenditure of public money for costly flood control projects,
  • Minimize the need for rescue and relief efforts associated with flooding and generally undertaken at the expense of the general public,
  • Minimize prolonged business interruptions,
  • Minimize damage to public facilities and utilities such as water and gas mains, electric, telephone and sewer lines, streets and bridges located in floodplains,
  • Help maintain a stable tax base by providing for the sound use and development of floodprone areas in such a manner as to minimize flood blight areas, and,
  • Insure that potential homebuyers are notified that property is in a flood area.

There are currently 760 flood insurance policies in effect in areas regulated by the Pitt County Flood Damage Prevention Ordinance for a total of $154,500,100.00 worth of coverage. These policies are broken down as follows:


# of Policies*

Amount of Coverage

Unincorp.Pitt County


$ 111,101,800

Town of Ayden


$ 5,227,200

Town of Bethel



Town of Falkland



Town of Fountain



Town of Grifton


$ 15,017,500

Town of Grimesland



Village of Simpson



Town of Winterville


$ 24,722,500

*As of March 31, 2013.

Below are the available limits of coverage.

Building Coverage

Single-Family Dwelling   $250,000
2-4 Family Dwelling       $250,000
Other residential           $250,000
Non-residential             $500,000

Contents Coverage

Residential                   $100,000
Non-residential             $500,000


Community Rating System

The External Link NFIP's Community Rating System (CRS) was implemented in 1990 as a program for recognizing and encouraging community floodplain management activities that exceed the minimum NFIP standards. Under the CRS, flood insurance premium rates are adjusted to reflect the reduced flood risk resulting from community activities that meet the three goals of the CRS: (1) reduce flood losses; (2) facilitate accurate insurance rating; and (3) promote the awareness of flood insurance. There are ten CRS classes: class 1 requires the most credit points and gives the largest premium reduction; class 10 receives no premium reduction. The CRS recognizes 18 creditable activities, organized under four categories numbered 300 through 600: Public Information, Mapping and Regulations, Flood Damage Reduction, and Flood Preparedness.

On October 1, 2002, Pitt County* became a participant in the Community Rating System (CRS) and received a class 9 rating which gave its citizens a 5% reduction in flood insurance premiums. In February, 2004, Pitt County submitted a modification to its CRS rating and became a Class 8 Community effective October 1, 2004. This change in class increases  the premium discount to 10% for those in the 100 year floodplain and also gives a 5% discount to those citizens outside the 100 year floodplain that choose to purchase flood insurance.

*Pitt County means the unincorporated areas of the county outside any municipality.

Floodplain Development

All development that takes place in the floodplain must meet the provisions set forth in the Pitt County Flood Damage Prevention Ordinance. Development is defined as any manmade change to improved or unimproved real estate, including, but not limited to, buildings or other structures, mining, dredging, filling, grading, paving, excavation or drilling operations, or storage of equipment or materials. An elevation certificate or floodproofing certificate will be needed for structures located within the 100-year floodplain.

NC Floodplain Mapping

Updated Flood Insurance Rate Map (FIRM) panels and the Flood Insurance Study (FIS) Report for all of Pitt County became effective on January 2, 2004. These new maps were produced by the State of North Carolina under a unique partnership with the Federal Emergency Management Agency. This partnership, signed September 2000, designates North Carolina as a Cooperating Technical State and delegates the primary responsibility for the creation and maintenance of all FIRMs to the State of North Carolina. The remapping of all floodplains for Pitt County is the result of the devastation caused by Hurricane Floyd, which flooded thousands of square miles of eastern North Carolina and left thousands of people homeless. This disaster highlighted North Carolina's vulnerability to natural disasters and the need for accurate, up-to-date floodplain maps. The State of North Carolina, through its Floodplain Mapping Program, has established a website that will be used to disseminate information on all aspects of the mapping program. Using this website you will be able to view floodplain information online, download the FIRM panels as well as the FIS Reports, download available digital floodplain data, and get information about the mapping program. The website address is External Link www.ncfloodmaps.com.

The official Flood Insurance Rate Maps (FIRM) and Flood Insurance Study (FIS) for Pitt County and the municipalities we assist can be viewed in our office. You can also access approximate floodplain data through the Pitt County website by clicking here.

Floodplain Data Assistance

As a public service, Pitt County will provide you with the following information upon request:

  • Whether a property is in or out of the Special Flood Hazard Area (SFHA) as shown on the current Flood Insurance Rate Maps (FIRMs) of the County.
  • Additional flood insurance data for a site, such as the FIRM zone and the base flood elevation or depth, if shown on the FIRM
  • We have a handout on the mandatory flood insurance purchase requirement that can help people who need a mortgage or loan for a property in the SFHA.
  • We have elevation certificates for recent construction on file.

If you would like to make an inquiry, please tell us the E-911 address, parcel number, or the owner's information. We are open 8:00 a.m. to 5:00 p.m., Monday - Friday. Call us at (252) 902-3250 or drop by the Pitt County Planning Department at 1717 West Fifth Street in Greenville. Someone will be glad to help you. There is no charge for this service.

Links of Interest

External Link FEMA
External Link North Carolina Floodplain Mapping Program
External Link NC NFIP Branch
External Link NC Association of Floodplain Managers
External Link National Association of Floodplain Managers
External LinkSurveyor's Guide to Elevation Certificate
External Link FEMA Technical Bulletins