Community Rating System

The National Flood Insurance Program's (NFIP's) Community Rating System (CRS) was implemented in 1990 as a program for recognizing and encouraging community floodplain management activities that exceed the minimum NFIP standards.

Rate Adjustment


Under the CRS, flood insurance premium rates are adjusted to reflect the reduced flood risk resulting from community activities that meet the three goals of the CRS:
  • Facilitate accurate insurance rating
  • Promote the awareness of flood insurance
  • Reduce flood losses
Be Flood Alert - National Flood Insurance Program
NFIP - CRS

Classes


There are ten CRS classes.
  • Class 1 requires the most credit points and gives the largest premium reduction
  • Class 10 receives no premium reduction.

Creditable Activities


The CRS recognizes 18 creditable activities, organized under four categories numbered 300 through 600:
  • Public Information
  • Mapping and Regulations
  • Flood Damage Reduction
  • Flood Preparedness

Pitt County CRS Class


  • On October 1, 2002, Pitt County became a participant in the Community Rating System (CRS) and received a class 9 rating which gave its citizens a 5% reduction in flood insurance premiums.
  • In February 2004, Pitt County submitted a modification to its CRS rating and became a Class 8 Community effective October 1, 2004. This change in class increases the premium discount to 10% for those in the 100 year floodplain and also gives a 5% discount to those citizens outside the 100 year floodplain that choose to purchase flood insurance.
  • In December 2011, Pitt County CRS rating was upgraded to a Class 7 Community effective October 1, 2012. This change in class increases the premium discount to 15% for those in the 100 year floodplain and also gives a 5% discount to those citizens outside the 100 year floodplain that choose to purchase flood insurance.

About the County


Please note that Pitt County means the unincorporated areas of the county outside any municipality.