Community Rating System

The National Flood Insurance Program's (NFIP's) Community Rating System (CRS) was implemented in 1990 as a program for recognizing and encouraging community floodplain management activities that exceed the minimum NFIP standards.

Rate Adjustment

Under the CRS, flood insurance premium rates are adjusted to reflect the reduced flood risk resulting from community activities that meet the three goals of the CRS:

Facilitate accurate insurance rating
Promote the awareness of flood insurance
Reduce flood losses

Classes

There are ten CRS classes.

Class 1 requires the most credit points and gives the largest premium reduction
Class 10 receives no premium reduction.

Creditable Activities

The CRS recognizes 18 creditable activities, organized under four categories numbered 300 through 600:

Public Information
Mapping and Regulations
Flood Damage Reduction
Flood Preparedness

Pitt County CRS Class

On October 1, 2002, Pitt County became a participant in the Community Rating System (CRS) and received a class 9 rating which gave its citizens a 5% reduction in flood insurance premiums.
In February 2004, Pitt County submitted a modification to its CRS rating and became a Class 8 Community effective October 1, 2004. This change in class increases the premium discount to 10% for those in the 100 year floodplain and also gives a 5% discount to those citizens outside the 100 year floodplain that choose to purchase flood insurance.
In December 2011, Pitt County CRS rating was upgraded to a Class 7 Community effective October 1, 2012. This change in class increases the premium discount to 15% for those in the 100 year floodplain and also gives a 5% discount to those citizens outside the 100 year floodplain that choose to purchase flood insurance.

About the County

Please note that Pitt County means the unincorporated areas of the county outside any municipality.