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Emergency Management

Posted on: October 29, 2019

Falkland Fire District Receives Improved Insurance Rating

News_PCEM

On Friday, October 25, 2019, Pitt County Emergency Management (PCEM), along with Falkland Volunteer Fire Department Chief, Johnny Peaden were both notified by the North Carolina Department of Insurance Office of State Fire Marshal (OSFM), that a completed evaluation of the fire insurance classification for the Falkland Fire District had resulted in a new Protection Class Rating of 5/9E.

The new rate will take effect on Saturday, February 1, 2020, and is a significant advancement from the former Class 7/9E rating; which will result in an advisement from OSFM to change rates on dwellings (including those insured under Homeowners Policies) within the district, which are established by the North Carolina Rate Bureau.

Understanding this ratingThe North Carolina Response Rating System (NCRRS) ranges from one (highest) to 10 (not recognized as a certified fire department by the state), with most rural departments falling into the 9S category. While lower ratings do not necessarily indicate poor service, a higher rating does suggest that a department is overall better equipped to respond to fires in its district. Higher ratings can also significantly lower homeowners insurance rates in that fire district.

This new rating has brought congratulations from both OSFM and PCEM. “I'd like to congratulate Chief Peaden for the department's performance and for the hard work of all the department members," wrote Mike Causey, Insurance Commissioner, State Fire Marshal, "The citizens in … these districts should rest easy knowing they have a fine group of firefighters protecting them and their property in case of an emergency.” Those congratulations were echoed by Pitt County Emergency Management, from both the Pitt County Fire Marshal, Jay Morris, and Emergency Management Director, Randy Gentry.

North Carolina state law requires inspections by OSFM officials for departments serving districts of 100,000 people or less. This includes all 22 of the fire districts within Pitt County. A full listing of these departments can be found on the Pitt County website at www.PittCountyNC.gov/FireDepartments. To learn more about the Falkland Fire District or the Falkland Volunteer Fire Department, contact them at 252-752-0064.

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