- Home
- Government
- Planning and Development
- Housing Programs & Initiatives
- Owner-Occupied Housing Rehabilitation
Owner-Occupied Housing Rehabilitation
Creating Safer and Stable Homes Through Rehabilitation
Helping lower-income homeowners located outside the city limits of Greenville make essential repairs that create safer, healthier, and more stable homes is at the heart of this program. These rehabilitation projects strengthen neighborhoods and promote long-term housing stability across the community. Pitt County partners with the North Carolina Housing Finance Agency (NCHFA) and qualified private contractors to complete projects through a competitive bid process.
For More Information or Assistance Contact:
- Jason Bryant: Call 252-902-3259
- Deloris Farmer: Call 252-902-3257
- Eric Gooby: Call 252-902-3260
- Lynne James: 252-902-3254
- or Email the Planning Department Now
Are You Eligible for Assistance?
The goal of this program is to help residents remain safely in their homes, preserve affordable housing, and strengthen neighborhood stability across the county.
Basic Eligibility
To qualify for assistance, applicants must meet one or more of the criteria listed below:
- You own and live in your home in Pitt County and is located outside the city limits of Greenville. Only county residents living in unincorporated areas are eligible to apply.
- Your household income falls within the low- or very low-income range based on HUD income guidelines.
- You are a single parent, elderly, or have a disability.
- You have a large family or a child with an elevated blood lead level (at or above 10 mg/dl).
- Your home needs repairs that threaten your health, safety, or ability to remain in the home.
Meeting these requirements does not guarantee funding but allows your household to be considered for available programs as funding becomes available.
Steps to Get Started With Home Repair Assistance
If you meet the eligibility requirements, follow the steps below to begin the application process. Each step is important to ensure your application can be reviewed and considered for funding.
Only county residents living in unincorporated areas outside of the City limits of Greenville are eligible to apply.
1. Join the Mailing List.
Submit your information to receive an invitation to the next required information session.
Join the Mailing List Now
2. Attend the Mandatory Information Session (By Invite Only).
Once on the mailing list, you will receive details about the next session, typically held in mid-late summer. Sessions last one to two hours, and two are offered to accommodate different schedules. Please bring the required documents listed below.
- This mandatory session must be attended to be considered for any available programs. If you do not attend, you will not be eligible for assistance.
3. Complete and Submit Your Application.
At the information session, you’ll receive an application form. Return it by the stated deadline with all required documents listed below.
- Copy of a current utility bill
- Copy of your deed (a life estate is acceptable)
- Mortgage information, if applicable
- Proof of income, such as Social Security, disability, or pay stubs
- Social Security card and driver’s license
- Credit report (completed by the County with your approval)
After You Submit Your Application:
County staff will review your documents and schedule a home assessment and Inspection. Applicants will receive a written notice of eligibility. Approved homeowners are placed on a waiting list and served based on the urgency of need.
Available Home Repair Grant Programs
Pitt County partners with the North Carolina Housing Finance Agency (NCHFA) to offer programs that help low- and moderate-income homeowners make essential repairs. Each program has its own funding cycle, eligibility criteria, and application process.
Essential Single-Family Rehabilitation (ESFR)
The Essential Single-Family Rehabilitation (ESFR) program assists homeowners with critical repairs needed to make their homes safe, healthy, and livable. Funded every three years, this grant typically serves up to three homes per cycle and prioritizes households with the greatest need.
Learn More About the Essential Single-Family Rehabilitation (ESFR) Program
Urgent Repair Program (URP)
The Urgent Repair Program (URP) provides funding for major and minor home repairs that address health and safety hazards, such as failing roofs, unsafe flooring, or accessibility improvements. Funding is available annually and typically supports around ten homes each year.
Learn More About the Urgent Repair Program (URP)
General Program Guidelines
All grant programs, including CDBG, NCHFA-SFR, NCHFA-URP, and USDA 504, follow strict eligibility and compliance guidelines. Applicants must meet the following requirements:
- The property must have one or more substandard conditions but still be suitable for rehabilitation. Homes considered dilapidated or beyond feasible economic repair are not eligible.
- Homeowners must maintain active homeowner’s insurance before and throughout the life of the Deed of Trust.
- Applicants must be current on all mortgages and property taxes and have no outstanding liens, judgments, or collections from the IRS, State of North Carolina, or Pitt County.
- A lien is placed on the home requiring the applicant to live there as a primary residence for at least eight to ten years. As long as the homeowner meets this condition, grant funds do not have to be repaid. If the property is sold or the Deed of Trust is defaulted on, a prorated amount must be repaid. Only low-income relatives may reside with the applicant.
Are You a Contractor?
Qualified local contractors are welcome to partner with the Community Development Program on upcoming home rehabilitation and repair projects. Participating contractors play an important role in helping improve housing safety and quality for residents across the county.
Contractors who wish to receive bid invitations and project updates must be registered with the program. Once registered, you’ll be added to the mailing list for future bid packets, pre-bid meetings, and project announcements.
Complete the Contractor Information & Bid Notification Request Form Now