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Lien Agent Information
Understanding the North Carolina Lien Agent System
The North Carolina Lien Agent System is a statewide online tool that helps property owners, contractors, and suppliers share required lien agent information for construction projects. The system helps protect the rights of contractors, subcontractors, and suppliers while keeping property owners informed about who is working on a project. It also provides a clear way for subcontractors and suppliers to know where to send required notices.
How the LiensNC System Works
- The property owner or contractor selects a lien agent from a state-approved list and registers the project.
- Contractors, subcontractors, and suppliers log into the system to submit notices to the lien agent.
- All parties involved can access accurate project information.
Have Questions or Need Assistance?
Contact Permitting & Inspections for help or clarification.
Call 252-902-3150
When a Lien Agent Is Required
Under North Carolina law (N.C.G.S. 153A-357), a building permit cannot be issued for projects costing $30,000 or more unless one of the following applies:
- The work is an improvement to an existing single-family home that the owner lives in, or
- The property owner has named a lien agent and submitted the required information using the Lien Agent Information Form.
The lien agent information is added to the permit record, provided to the applicant, and posted at the construction site. A lien agent is a title insurance company or agent registered with the North Carolina Department of Insurance.
A lien agent is not required if:
- The total project cost is less than $30,000
- The work is on an existing home that the owner lives in
- The project involves a public building or public improvement
NC Owner Exemption Affidavit (G.S. 87-14(a)(1))
The NC Owner Exemption Affidavit allows certain property owners to act as their own contractor for a construction project. This option is allowed under North Carolina law and applies only when specific requirements are met.
To use this exemption, the property owner must complete and submit the Owner Exemption Affidavit before a permit can be issued. The affidavit becomes part of the permit record. By signing the form, the owner agrees to follow all building codes, inspections, and other required regulations.
A property owner may qualify for the owner exemption if:
- The owner is building or improving a structure on their own property
- The project is for personal use and not for sale, lease, or rent
- The owner directly supervises and manages all work
- The owner does not hire unlicensed contractors for work that requires a license
The owner exemption does not allow:
- Using the exemption to avoid contractor licensing for resale or rental projects
- Hiring unlicensed individuals to perform work that requires a licensed contractor
- Shifting responsibility for the project to another party
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