Pitt County, NC Fire Districts Receive Fire Insurance Classifications
New district rating results from recently completed fire insurance evaluations
PITT COUNTY, N.C. – On October 27, 2025, Pitt County Emergency Management along with the Fire Department Chiefs of Ayden, Nedya, Fountain, Pintain, Staton House and Winterville Community fire districts received results from recent fire insurance classification surveys from the Ratings and Inspections department of the Office of State Fire Marshal (OSFM) N.C. Department of Insurance.
According to the OSFM, the purpose of the evaluation was to gather information needed to determine fire insurance classifications, which may be used in the calculations of property insurance premiums. This survey was not conducted for property loss prevention or life safety purposes, and no life safety or property loss prevention recommendations were made.
Ayden/Nedya Fire Districts fire insurance classification continues to be a Protection Class 4/9E. The 4 classification applies to all properties with a needed fire flow of 3500 gpm or less within five road miles. Class 9E applies to all other properties within the fire district outside the 5 miles, but no more than 6 miles. The private and public protection at properties with larger needed fire flows are individually evaluated, and may vary from the 4/9E classification.
Fountain/Pintain Fire Districts fire insurance classification is a Protection Class of 5/9E. Formerly Class 6/9E applied; the new classification should result in a decrease in the property insurance calculations for many insured commercial properties. Rates on dwellings (including those insured under homeowners policies) are established by the NC Rate Bureau. The new rate will be effective on Sunday, February 1, 2026. Class 5 applies to properties with a fire flow of 3500 gpm or less. Class 9E applies to all other properties within the fire district outside the 5 miles, but no more than 6 miles. The private and public protection at properties with larger needed fire flows are individually evaluated, and may vary from the 5/9E Classification.
Staton House Fire District fire insurance classification is a Protection Class 4/9E. Formerly class 5/9E applied; the new classification should result in a decrease in the property insurance calculations for many insured commercial properties. Rates on dwellings (including those insured under homeowners policies) are established by the NC Rate Bureau. The new rate will be effective on Sunday, February 1, 2026. Class 4 applies to properties with a fire flow of 3500 gpm or less. Class 9E applies to all other properties within the fire district outside the 5 miles, but no more than 6 miles. The private and public protection at properties with larger needed fire flows are individually evaluated, and may vary from the 4/9E Classification.
Winterville Community Fire District Fire insurance classification continues to be a Protection Class 5/9E. The 5 classification applies to all properties with a needed fire flow of 3500 gpm or less within five road miles. Class 9E applies to all other properties within the fire district outside the 5 miles, but no more than 6 miles. The private and public protection at properties with larger needed fire flows are individually evaluated, and may vary from the 5/9E classification.
For more information about fire insurance evaluations, contact Jay Morris, Deputy Director Emergency Management/Pitt County Fire Marshal, at 252-902-3950.