Campaign Finance

Money Bank

Understanding Campaign Finance Rules & Requirements

Managing campaign funds and reporting activity are essential parts of running for office in North Carolina. The State Board of Elections provides forms, manuals, and training to help candidates and committees follow state laws. These resources support accurate disclosures, timely reporting, proper use of contributions, and help campaigns reduce the risk of compliance issues.

  • Reporting Requirements: When and how committees must submit campaign finance reports.
  • Contribution and Spending Rules: Who may donate, limits on contributions, and proper use of campaign funds.
  • Recordkeeping: Committees must keep detailed records of all contributions, expenditures, loans, and debts.
  • Treasurer Responsibilities: Every committee must appoint a treasurer who completes state-required training and oversees compliance.
  • Forms and Filing Tools: Access to reporting forms, online filing options, and guidance from the State Board.
  • Audits and Enforcement: How reports are reviewed and what may happen when rules are not followed.

  1. Fund Accounts & Use
  2. Over & Under-Threshold Status
  3. Reporting

Understanding Campaign Money Management

All committees must open a separate bank account used only for campaign activity. Personal funds and campaign funds cannot be mixed.

 

  • Required Account: Committees must deposit all contributions into the campaign account.
  • Allowable Spending: Funds may be used only for campaign purposes, not personal expenses.
  • Documentation: All transactions must be supported by receipts or invoices.

Loans and Debts

  • Reporting: All loans, whether from a bank, candidate, or individual, must be listed on finance reports.
  • Repayment: Loan payments must follow banking and reporting rules.
  • Outstanding Balances: Debt must remain on reports until fully paid or forgiven according to state rules.

Recordkeeping 

  • Retention: Committees must keep records for at least three years after the last report is filed.
  • What to Keep: Contribution records, receipts, invoices, bank statements, loan agreements, and donation correspondence.
  • Purpose: Records are needed for audits, amendments, or questions about campaign activity.

Treasurer 

A designated treasurer is required whom is responsible for compliance.

  • Training: Treasurers must complete required training from the State Board of Elections.
  • Oversight: The treasurer manages contributions, expenditures, reports, and recordkeeping.
  • Updates: Any change to the treasurer must be reported to the Board of Elections immediately.